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You may have to pay a deductible in a Detroit car accident. It will depend on your car insurance coverage and whether you have a deductible.

A deductible is the amount of money that you must pay before the auto insurance company begins to pay on your car accident claim. Deductibles – as well as the amounts of the deductibles – are optional. But drivers in Detroit and throughout Michigan frequently choose to have a deductible because it allows them to get a reduced rate on their car insurance.

The rules for when deductibles are available and when they must be paid by you – the driver – will depend on which of the following auto insurance coverages you are making a claim under:

  • No-Fault PIP medical benefits coverage
  • No-Fault lost wages coverage
  • Broad form collision coverage
  • Standard collision coverage
  • Limited collision coverage

To learn more about paying car insurance deductibles in Detroit, please check out my page, “Under Michigan No-Fault insurance, who pays deductible?

Related Articles:

Michigan No-Fault Accident FAQs

What Happens In A No-Fault Accident, Who Pays?

Michigan No-Fault Law Passes: What You Need To Know

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