You may have to pay a deductible in a Detroit car accident. It will depend on your car insurance coverage and whether you have a deductible.
A deductible is the amount of money that you must pay before the auto insurance company begins to pay on your car accident claim. Deductibles – as well as the amounts of the deductibles – are optional. But drivers in Detroit and throughout Michigan frequently choose to have a deductible because it allows them to get a reduced rate on their car insurance.
The rules for when deductibles are available and when they must be paid by you – the driver – will depend on which of the following auto insurance coverages you are making a claim under:
- No-Fault PIP medical benefits coverage
- No-Fault lost wages coverage
- Broad form collision coverage
- Standard collision coverage
- Limited collision coverage
To learn more about paying car insurance deductibles in Detroit, please check out my page, “Under Michigan No-Fault insurance, who pays deductible?”
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Michigan No-Fault Accident FAQs
